Financial Resources

TIPS ON REBUILDING CREDIT

30 Days to reply! You have the right to an accurate credit report. Get questionable, negative payment history and any inaccurate hard inquiries removed from your credit report.

Utilization ratio is 30% of your credit score, so pay down that debt. Start with making multiple small payment monthly and feel the big rush and getting out of debt.

Payment history is 35% of your credit score, so pay those bills on time. Once you are current aim to pay your balances in full.

Frequently Asked Questions

IS CREDIT REPAIR LEGAL?

YES! Because of the Fair Debt Collection Practices Act, the Fair Credit Billing Act, Truth in Lending Act, and other applicable Federal statues, it’s your legal right to dispute items on your credit report.

HOW LONG DOES THE PROGRAM LAST?

The Financial ER restoration program is month to month and can be cancelled anytime. The Financial ER recommends an average of 9-12 months to work on your credit file due to possible delays from the credit bureaus.  

CAN I PAUSE MY SERVICES?

Yes. We understand that things can come up in life. You can send us a message through The Client Portal to request a pause in your service with a date you’d like to resume and we will follow up with you to help you get reactivated. As well our clients have the freedom to cancel services at anytime with no obligations. Book a Consultation for more details and to see if Credit Repair services are right for you.

DO YOU OFFER SPECIAL DISCOUNTS?

Absolutely! we offer a discount off the one-time First Work Fee, for our Military Discount or Spouse Add-on Plan. Book a call for more details.

Book a Consultation

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